AT&T Mobile Insurance program details

AT&T Mobile Insurance program details

AT&T Mobile Insurance program details

AT&T Mobile Insurance program details

Premium/monthly charges$8.99 for each mobile phone number subscribed.
Claim limitsTwo claims every consecutive 12 months with a maximum device value of $2,500 each time. If the customer was enrolled in  AT&T  Protect Insurance for 4 or AT&T  Protect Insurance for 1, claims under those programs that are less than 12 months old will be applied to the claim limits of a new certificate of coverage issued by  AT&T Mobile Insurance.
replacement deviceOnce the claim is approved, the replacement device is received the next day.* Claims may be resolved with new or AT&T Certified Refurbished equipment that has been previously opened and/or used (may be refurbished or refurbished and may contain original or non-original replacement parts), of the same or other models of the same type and quality. Visit att.com/certifiedrestored to learn more about these devices. The colors, functionalities, and compatibility of the accessories are not guaranteed.
Device screen repairAs soon as a same-day repair option is available for qualified devices in some areas. The same-day repair option is dependent on claim approval time, parts availability, and technician availability. An Asurion-certified technician performs repairs; This repair includes a 12-month warranty. Repairs may use new or reconditioned parts and may contain original or non-original manufacturer parts, and may void the manufacturer’s warranty. Newly released device models may not be eligible for screen repair. For a partial list of qualified devices, see the Partial List of Screen Repair Qualified Devices in this brochure. Visit att.com/protectioncentertosee if the device is eligible for repair. Devices and areas are subject to change at any time.
Covered IncidentsLost or stolen devices, physical or liquid damage, and non-warranty defects.
Cancellation policyCustomer may cancel their optional insurance coverage at any time and receive a prorated refund of their monthly premiums/charges. We may cancel or change the terms by giving you prior written notice as required by law. Any prorated charges or premiums will be refunded to the customer.
Insured equipmentPhone: Includes a mobile phone, standard battery, standard battery charger, and SIM card.
Cordless Home Phone – Includes cordless home phone, power cord, backup battery, phone cord, and SIM card.
Tablet: includes wireless tablet, and if part of the loss, the standard battery charger, and SIM card. For coverage to apply to a particular device, you must own or lease the device and have used (logged voice and data usage) that device on your subscribed wireless line after the initial subscription. Coverage applies to only one device at any given time and the covered device will be the most recently used device on your mobile line at the time of loss.
For updated program terms, visit att.com/mitermsnew.
Bring your own deviceWhen you activate your device on the AT&T network, you may be eligible to sign up for device protection within 30 days. If the device makes/model is/was previously sold by AT&T, the applicable screen repair and replacement deductible level for that specific make/model applies to all approved claims. For a non-AT&T make/model device, device level C applies. Replacement options vary by deductible level. The device must be in good working order and may be subject to inspection prior to subscription.
dispute resolutionIn the unlikely event that we are unable to resolve any dispute, including any claim under the AT&T Mobile Insurance program, You shall:
(1) RESOLVE ANY DISPUTE THROUGH INDIVIDUAL AND BINDING ARBITRATION OR CLAIMS IN SMALL COURT RATHER THAN LAWSUITS IN COURTS OF GENERAL JURISDICTION AND (2) THAT YOU WAIVE YOUR RIGHTS TO A TRIAL BY JURY AND TO PARTICIPATE IN CLASS ACTIONS OR CLASS ARBITRATIONS.
Replacement DeductiblesA non-refundable deductible will be charged for each approved claim. Deductible amounts are based on device tiers.
 standard deductible level$25level b$50C level$125Level D$200E level$250F level$299The page phoneclaim.com/att contains a complete list of devices and their respective deductibles.
Screen Repair DeductiblesEquipment standard deductibleA level not applicable level but applicable level$49Level D$49E level$49F level$49

*Claims approved before 6 pm ET are shipped the same day and in most cases are delivered the next day. Deliveries to Alaska, Hawaii, Puerto Rico, and the US Virgin Islands cannot be shipped for overnight delivery.

Partial List of Covered Devices
Updated September 2019
Tier A Device
Deductible: $25
LG K20™ Samsung
Galaxy® J3
Tier B Device
Deductible: $50
Apple iPhone 5/5C/5S
Samsung Galaxy J7
Tier C Device
Deductible: $125
Apple iPhone SE/6/6+
Apple Watch Series 3 GPS + Cellular, Aluminum Case, All Bands
Samsung Galaxy S5/S6
Samsung Galaxy Note 4/5 Bring Your Own Device (Non- AT&T Make
or Model )
Tier D Device
Deductible: $200
Apple iPhone 6S/6S Plus/7/8/XR
Apple iPhone 7 Plus 32GB & 128GB
Apple iPhone 8 Plus 64GB
Apple Watch Series 3/4 GPS + Mobile, Stainless Steel Case, Sport Bands
Apple Watch 4 + Mobile, Aluminum Case, all bands
Samsung Galaxy S8/S8+/S9/S9+/S10e
Samsung Galaxy Note 8
Tier E Device
Deductible: $250
Apple iPhone 7 Plus 256GB
Apple iPhone 8 Plus 256GB
Apple iPhone X/XS/XS Max
Samsung Galaxy Note 9
Samsung Galaxy S10
Samsung Galaxy S10+ 128 GB and 512 GB
Samsung Galaxy Note 10
Samsung Galaxy Note 10+
Apple Watch Series 3 GPS + mobile, ceramic case, all
Apple Watch Series 3/4 bands GPS + mobile, stainless steel case, Hermes bands
Tier F Device
Deductible: $299
Apple iPad Pro 11″/12.9″ 1TB
Samsung Galaxy S10+ 1TB

To view the device deductible amount, visit  phoneclaim.com/att or call Asurion Customer Service at 888-562-8662. Some devices can be moved to a different deductible tier during their lifetime.

Table of the partial list of devices qualified for screen repair
Below is a partial list of screen repair qualified devices. To find out if your device is eligible for repair, visit phoneclaim.com/att. Qualifying devices and available areas are subject to change at any time.
$49 screen repair deductibleApple ® iPhone ® 7/7 Plus
Apple ® iPhone ® 8/8 Plus
Apple ® iPhone ® X
Apple ® iPhone ® XS/XS Max
Apple ® iPhone ® XR
Samsung Galaxy Edge S ® 7/S ® 7 Edge+
Samsung Galaxy S ® 7 /S ® 8/S ® 9/S ® 10
Samsung Galaxy S ® 8+/S ® 9+/S ® 10+

Important AT&T Mobile Insurance Disclosures

coverage is optional

AT&T Mobile Insurance is optional insurance coverage that you do not need to purchase in order to purchase services or devices. Replacement enrollment and authorization will be at the sole discretion of Continental Casualty Company, a CNA company; Asurion, the plan administrator; or any other authorized representative of CNA in accordance with the terms of the coverage certificate and applicable law.

Limitations and exclusions

Insurance coverage contains limitations and exclusions. For example, intentional damage, cosmetic damage, and device failure due to defective parts or workmanship are excluded. Complete exclusions and limitations can be found in the enclosed Certificate of Coverage.

customer satisfaction

Asurion and CNA strive to satisfy every customer and request that you allow us the opportunity to address any questions, concerns, or complaints the customer may have by calling us at 888.562.8662.

communications

If you have provided or will provide your email or other electronic address to AT&T, we may communicate information about the AT&T Mobile Insurance program and legal notices to you through electronic means. If an email is not provided, the information will be sent by postal mail.

For residents of California, Indiana, and Maryland

The California Department of Insurance consumer hotline is 800.927.HELP (4357), the Indiana State Department of Insurance is 800.622.4461, and the Maryland Insurance Administration is 800.492.6116.

Simple claim process

To file a claim quickly and easily, visit phoneclaim.com/att or call 888.562.8662.

  • Representatives are available to help Monday through Friday from 8 am to 10 pm ET; Saturday and Sunday from 9 am to 9 pm ET
  • The claim must be filed within 60 days of the date of loss.
  • If the device is lost or stolen, the customer should contact AT&T Customer Care at 866.MOBILITY to temporarily suspend service to prevent unauthorized use.
  • If the device is defective or damaged and a replacement device is provided to the customer, it must be returned with the prepaid shipping label provided with the replacement device. Charges of up to $850 may be added to your wireless bill if a defective or damaged device is not returned.
  • Once the claim is approved, the customer can receive their replacement device the next day. Deliveries to Alaska, Hawaii, Puerto Rico, and the US Virgin Islands cannot be shipped for overnight delivery.

other coverage

The enclosed Certificate of Coverage may provide a Duplicate of coverage already provided by the consumer’s personal auto insurance policy, homeowner’s insurance policy, renters insurance policy, personal liability insurance policy, or another source of coverage. This insurance will be considered primary over any other insurance you have. Unless licensed, AT&T partners are not qualified or authorized to evaluate the adequacy of Your existing insurance coverage. Questions about this plan should be directed to a licensed agent of the CNA, Asurion Protection Services, LLC.

The enclosed Certificate of Coverage is the entire agreement between you and CNA. Customers should refer to the Certificate of Coverage for full terms and conditions of coverage provided (including exceptions set forth in Section X. CHANGES IN STATUS). For questions about the coverage provided in this Certificate of Coverage, call or write to:

Asurion Protection Services, LLC
In Iowa License #1001002300
Asurion Protection Services Insurance Agency, LLC
CA License #OD63161
Customer Service Center
PO Box 411605 Kansas City, MO 64141-1605
Phone: 888.562.8662

In the unlikely event that we are unable to resolve any dispute, including any claim under the attached AT&T Mobile Insurance Certificate, You should note that THE FOLLOWING TERMS AND CONDITIONS CONTAIN A BINDING ARBITRATION PROVISION THAT REQUIRES SUBMISSION OF ALL DISPUTES (EXCEPT WHERE EXPRESS WAIVERS ARE PROVIDED) FOR FINAL AND BINDING ARBITRATION IN ACCORDANCE WITH THE PROVISIONS SET FORTH IN SECTION VIII. G. OF THE INCLUDED TERMS AND CONDITIONS.

IMPORTANT: Any person who knowingly and with intent to injure, defraud, or mislead an insurer makes a statement of claim or application that contains false, incomplete, or misleading information is guilty of insurance fraud. In Florida, such conduct is a third-degree felony. This notice is not effective in Oregon.

All applicable taxes and surcharges are not included. Offers may be modified or discontinued at any time. AT&T and the AT& T logo are trademarks of AT&T Intellectual Property and/or companies affiliated with AT&T . All other trademarks, service marks, and logos are the property of their respective owners.

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